Alternative funding has gained worldwide popularity, becoming increasingly widespread in Europe as well. While it has many faces, the largest share of it is funding using the so-called Peer-to-Peer (P2P) platforms .

What is P2P Lending?

According to the Wikipedia definition, this is the practice of borrowing funds for individual borrowers or businesses through an online platform that directly connects them with lenders.

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Everyone has ever dreamed of having high income from work or business, a secure family and money aside. If you look around and look for an investment to help you achieve long-term financial health, investing in P2P loans can be an interesting way for young and middle-aged European investors.

The value of the money in our account is constantly shrinking because of inflation. Although inflation is minimal today, we still have ideas about how we could evaluate this money. You do not have to save any big capital, invest money through peer to peer lending can start quietly from a 10 Euros.

P2P Lending, also known as peer to peer lending or crowdlending is the new practice of giving money to businesses or individuals on the understanding that it will be repaid back.

There are many established peer to peer lending sites in Europe that provide the service at more flexible interest rates and in a more convenient way than the conventional banks, hence preferred by many.