Everyone has ever dreamed of having high income from work or business, a secure family and money aside. If you look around and look for an investment to help you achieve long-term financial health, investing in P2P loans can be an interesting way for young and middle-aged European investors.

The value of the money in our account is constantly shrinking because of inflation. Although inflation is minimal today, we still have ideas about how we could evaluate this money. You do not have to save any big capital, invest money through peer to peer lending can start quietly from a 10 Euros.

Alternative funding has gained worldwide popularity, becoming increasingly widespread in Europe as well. While it has many faces, the largest share of it is funding using the so-called Peer-to-Peer (P2P) platforms .

What is P2P Lending?

According to the Wikipedia definition, this is the practice of borrowing funds for individual borrowers or businesses through an online platform that directly connects them with lenders.

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Making investments in real estate is like having a permanent life insurance policy that you do not pay premiums for.

In order to retire early, our intention is to find a high-paying job where we can work hard. Working hard for hours on end can be constraining. Most working individuals feel that they do not own their time because they need to report on the job 8 hours every single day, sometimes even longer.

It is for these reasons retiring early is a very attractive idea to most. The truth is, a happy life is not guaranteed by early retirement. Most have fallen into these retirement pitfalls and are getting a tough time getting back on track. Avoid the following if you are planning to retire early:

P2P Lending, also known as peer to peer lending or crowdlending is the new practice of giving money to businesses or individuals on the understanding that it will be repaid back.

There are many established peer to peer lending sites in Europe that provide the service at more flexible interest rates and in a more convenient way than the conventional banks, hence preferred by many.