Peer to peer lending as abbreviated as P2P lending is the practice of lending money to different unrelated people without going through traditional banking institutions processes. All the activities take place online on the companies’ websites after going through credit checking tools and using different lending platforms.

It is also known as crowdlending. There are many of these companies in the United states that offer students loans, payday loans, secured business loans and real estate loans. Interest rates are fixed by lenders that mostly are very low for competition.

Although many people like P2P lending because of its low lending rates, the truth is their benefits are not very profound. Getting out of debt is crucial, but the process is not that fun. Making monthly payments is a real chore. Investors also take a long time to make meaningful dividends, but it remains one of the best ways of lending money.

Making investments in real estate is like having a permanent life insurance policy that you do not pay premiums for.

This is because apart from diversifying your portfolio in various types of investments - Nationwide and creating a long-term money income source, property investments are powerful and stable which means that they are immune to inflation while being able to grow in value steadily.

Everyone has ever dreamed of having high income from work or business, a secure family and money aside. If you look around and look for an investment to help you achieve long-term financial health, investing in P2P loans can be an interesting way for young and middle-aged European investors.

The value of the money in our account is constantly shrinking because of inflation. Although inflation is minimal today, we still have ideas about how we could evaluate this money. You do not have to save any big capital, invest money through peer to peer lending can start quietly from a 10 Euros.

In order to retire early, our intention is to find a high-paying job where we can work hard. Working hard for hours on end can be constraining. Most working individuals feel that they do not own their time because they need to report on the job 8 hours every single day, sometimes even longer.

It is for these reasons retiring early is a very attractive idea to most. The truth is, a happy life is not guaranteed by early retirement. Most have fallen into these retirement pitfalls and are getting a tough time getting back on track. Avoid the following if you are planning to retire early:

P2P Lending, also known as peer to peer lending or crowdlending is the new practice of giving money to businesses or individuals on the understanding that it will be repaid back.

There are many established peer to peer lending sites in Europe that provide the service at more flexible interest rates and in a more convenient way than the conventional banks, hence preferred by many.