A Peer-to-Peer Lending Investment Blog

Posted by kentemad on in P2P Lending

Online P2P Lending for Bad Credit

Are you in dire need of urgent capital to embark on a highly promising business endeavor, but all traditional banks and even the leading peer-to-peer lending platforms are not willing to offer you a loan because of your bad credit score?

Are you caught up in an endless infernal spiral of debt begging more debt and plunging you deeper and deeper into a financial abyss? Well, cheer up! All is not lost. There are peer to peer lending bad credit sites that offer hefty peer-to-peer loans for bad credit (in some cases, up to 35000 USD) even to small business owners or online sellers with very bad credit scores (in some cases, as low as 580).

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Posted by kentemad on in P2P Lending

Best Peer to Peer Sites In The US

More and more consumers want to cut out Banks and credit card companies and lend directly to each other. Peer-topeer lending is one form of crowd financing and investment used to finance loans that are repaid with interest.

Peer-to-peer lending allows potential borrowers to request loans from other individuals and set the terms of these loans. Potential lenders then have the option to fund the loan or not, taking on the potential for reward that comes with lending money. Generally speaking, peer-to-peer lenders and borrowers meet through a peer-to-peer lending website.

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How to Lend Through P2P Lending Platforms (Europe)

Everyone has ever dreamed of having high income from work or business, a secure family and money aside. If you look around and look for an investment to help you achieve long-term financial health, investing in P2P loans can be an interesting way for young and middle-aged European investors.

The value of the money in our account is constantly shrinking because of inflation. Although inflation is minimal today, we still have ideas about how we could evaluate this money. You do not have to save any big capital, invest money through peer to peer lending can start quietly from a 10 Euros.

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Posted by runted on in P2P Lending

Do you want to invest money online in peer to peer lending platforms? Check our P2P lending comparison table comparing most important features across best p2p lending platforms in Europe and UK.

Best UK Peer to Peer Lending Platforms for Investors

The UK is renowned for its robust economic muscle. However, this has not been the case all through. A barrage of disappointing financial reports proved one of the most recent UK Recession in 2008-2009. This economic recession in the UK affected many areas including banking and investment firms.

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Posted by runted on in P2P Lending

Peer to Peer Lending for International Investors

Peer-to-peer lending is a contemporary name for an old practice. People (peer lenders) lending funds directly to family, friends, and acquaintances. The modern p2p website utilizes the internet to introduce borrowers and lenders investing in p2p loans worldwide.

The concept behind p2p lending international sites is that borrowers pay lower rates of interest while investors get the best p2p lending rates by simply cutting out intermediaries. When using peer-to-peer lending platforms, you eliminate banks from the equation.

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Real estate investments should be at the top of the priorities when it comes to investing money. Real estate is one of the safest ways to invest money, and it helps fight inflation. Real estate can also provide passive monthly income by investing in rental properties.

In addition, the risks associated with real estate are quite small compared to equities or bonds. However, this business niche also has its cons. the main disadvantage is that investing in real estate requires big capital.

Fortunately, investing in property today is easy thanks to real estate investment platforms such as Reinvest24.

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With the bull market beginning to show signs of fatigue and markets starting to discount the risk of a slowdown across major economies in 2019, here we'll explain what that means for peer-to-peer (P2P) markets and how lenders can position themselves to hedge.

Typically, periods of equity sell-off and market volatility tend to see a flight to safety in bonds and more traditional vanilla products. This time though, after more than two years of steadily rising interest rates, we believe that 2019 could mark the peak in US treasury yields for the current business cycle meaning that the road ahead is likely to be bumpy.

Instead, we believe many investors may favour ‘selective’ property investment based on fundamental supply/demand trends that tend to weather cyclical downturns better than other assets. In this case, P2P property loans represent an adequate instrument for lenders wishing to get exposure to the property market from the short-term lending side.

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Do you want to invest money online in real estate crowdfunding platforms? Check our real estate crowdfunding comparison table comparing most important features across best real estate crowdfunding platforms.

How Does Crowdfunding Real Estate Work?

Making investments in real estate is like having a permanent life insurance policy that you do not pay premiums for.

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Posted by canythould43 on in Personal Finance

Dodge these Early Retirement Pitfalls

In order to retire early, our intention is to find a high-paying job where we can work hard. Working hard for hours on end can be constraining. Most working individuals feel that they do not own their time because they need to report on the job 8 hours every single day, sometimes even longer.

It is for these reasons retiring early is a very attractive idea to most. The truth is, a happy life is not guaranteed by early retirement. Most have fallen into these retirement pitfalls and are getting a tough time getting back on track. Avoid the following if you are planning to retire early:

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What is bitcoin and why is so popular?

Bitcoin is widely accepted as being the first cryptocurency or virtual currency. The concept was first conceived by an unidentified group of programmers known as Satoshi Nakamoto in 2008. In 2009 it was made available as open source software.

The principle behind bitcoin is that of a mathematical formula, the currency is not controlled by any central bank. Unlike traditional currency, bitcoin's value is not determined by gold or silver.

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Posted by runted on in Personal Finance

Do you want to invest money online in peer to peer lending platforms? Check our P2P lending comparison table comparing most important features across best p2p lending platforms.

P2P Lending vs Stocks and Bonds

Peer-to-peer lending, or most-commonly known as P2P lending, is a financing method that matches individuals and businesses who need to borrow money with others who want to invest their money without the need for any financial institution as an intermediary at an agreed fixed interest rate.

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Changing the World through Peer-to- Peer Lending

As an investor, if you have cash that you wish to invest you have a number of options, including savings accounts, bonds or riskier investments like stock markets or complicated derivatives.

Savings are safe but offer paltry returns, bonds pay out regularly, but cannot grow your money, and shares require a great understanding of the markets.

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Transparency: The Cornerstone of P2P Lending

Transparency is something that the financial service sector has long been lacking. In fact, peer-to-peer lending rose to prominence on the back of a loud public call for more transparency and less corporate greed. Traditional P2P marketplace lending has transparency at its core.

Recently, however, many P2P platforms in the UK have started moving away from this model, to a model more akin to a managed fund, arguably a move away from transparency.

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Posted by kentemad on in Impact Investing

impact investing

There has been a long existing, alleged trade-off between return on investment and allocation of financial capital towards positive environmental and/or social impact. Investing doesn't need to be so one sided. The world witnesses do investors that are good, pursuing a strategy called Impact investing today.

According to the Global Impact Purchasing Network - a 501 organization dedicated to increasing the growth and efficiency of impact investing - impact investments are:

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Posted by sedgerhy10 on in P2P Lending

What is P2P lending

Peer-to-peer lending, sometimes abbreviated to P2P lending, is the practice of lending money between individuals. The act of lending from one individual to another has existed for many years, and often done through informal agreements.

With the advent of technology and the spread of e-commerce, this lending activity is brought to another level by leveraging the marketplace platform common in e-commerce. With that, one individual borrower can access funding from many individuals.

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Disclaimer

All information provided at Global P2P Lending is for informational purposes only and does not constitute professional financial advice. Please contact an independent financial professional for advice regarding your specific situation.

Alternative investments can be risky and it may not be suitable for your financial situation. You should always conduct your own due diligence before making any investment decision.