Most consumers now pay for retail transactions without cash. Consumers are instead opting to use quicker and more convenient payment methods like electronic (credit and debit) and digital (mobile payment apps).

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Posted by runted on in Personal Finance

Starting out with nothing makes it hard to imagine becoming wealthy. Even if you are putting aside a little extra cash from time to time, it's still difficult to see how those small amounts could add up to enough to count for anything significant.

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It is the pioneer of the p2p lending industry in Spain. After almost ten years of activity, the Spanish p2p lending platform Comunitae faces the most complicated moment in its history:

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Ever since it was first launched in 2009, Bitcoin has been spawning legions of imitators. Many are exact clones of Bitcoin. Others have improved and refined some aspects of Bitcoin's design.

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As an investor, if you have cash that you wish to invest you have a number of options, including savings accounts, bonds or riskier investments like stock markets or complicated derivatives.

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Posted by runted on in Personal Finance

Peer-to-peer lending, or most-commonly known as P2P lending, is a financing method that matches individuals and businesses who need to borrow money with others who want to invest their money without the need for any financial institution as an intermediary at an agreed fixed interest rate.

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Posted by canythould43 on in Crowdfunding

Making investments in real estate is like having a permanent life insurance policy that you do not pay premiums for.

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The UK is renowned for its robust economic muscle. However, this has not been the case all through. A barrage of disappointing financial reports proved one of the most recent UK Recession in 2008-2009. This economic recession in the UK affected many areas including banking and investment firms.

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Transparency is something that the financial service sector has long been lacking. In fact, peer-to-peer lending rose to prominence on the back of a loud public call for more transparency and less corporate greed. Traditional P2P marketplace lending has transparency at its core.

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Posted by canythould43 on in P2P Lending

Commonly abbreviated as P2P, Peer To Peer Lending is the practice of lending money to unrelated individuals, or "peers", without going through a traditional financial intermediary such as a bank or other traditional financial institution.

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Posted by kentemad on in P2P Lending

Are you in dire need of urgent capital to embark on a highly promising business endeavor, but all traditional banks and even the leading peer-to-peer lending sites are not willing to offer you a loan because of your bad credit score?

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Posted by kentemad on in Impact Investing

There has been a long existing, alleged trade-off between return on investment and allocation of financial capital towards positive environmental and/or social impact. Investing doesn't need to be so one sided. The world witnesses do investors that are good, pursuing a strategy called Impact investing today.

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The financial crisis has had at least one interesting side effect: the rise of alternative and increasingly creative forms of investments. Peer to peer lending, also known as peer to peer loans or P2P for short. It is a new method of credit transaction in which the lenders (creditors) directly lend money to the borrowers (debtors) without the intervention of banks or other traditional financial institutions.

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Posted by kentemad on in P2P Lending

More and more consumers want to cut out Banks and credit card companies and lend directly to each other. P2P Lending is one form of crowd financing and investment used to finance loans that are repaid with interest.

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Posted by sedgerhy10 on in P2P Lending

Peer-to-peer lending, sometimes abbreviated to P2P lending, is the practice of lending money between individuals. The act of lending from one individual to another has existed for many years, and often done through informal agreements.

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