ESTATEGURU Review: Peer to Peer Lending

ESTATEGURU is a European marketplace for short-term, property-backed loans. The loans vary in type and you can among other find development, refinancing, construction and bridge loans on their platform.

The portal is open for international investors.

Founded: 2014

Origin: Estonia

Buyback guarantee: No

Secondary Market: Yes

Autoinvest: Yes

Minimum investment: 50 EUR

Members
  • canythould43
Recent Group Photos
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ESTATEGURU Review: Peer to Peer Lending
  • canythould43
    Already invested in Estateguru? If so, share your impressions below. Are you happy with Estateguru? Have you encountered an issue that other invest ...
    285 days ago
  • canythould43
    canythould43 added a new photo
    Since September 2019 we finally have secondary market in Estateguru! , so that we can finally sell our shares to other users whenever we want and buy new operations at very interesting prices. Keep in mind that there is a 2% commission for sales in the secondary market (purchases have no commission).
    • Since September 2019 we finally have secondary market in Estateguru! , so that we can finally sell our shares to other users whenever we want and buy new operations at very interesting prices. Keep in mind that there is a 2% commission for sales in the secondary market (purchases have no commission).
    295 days ago
  • canythould43
    Estateguru does not offer buyback or buyback guarantee on its loans, but precisely because of the aspect just mentioned - the LTV as a measure of the degree of protection of the loan with the mortgage guarantee -, the buyback has no reason to be in Estateguru: there is no need of it because the loans are already covered with the corresponding real estate property, which will be sold in case of default.
    295 days ago
  • canythould43
    canythould43 added a new photo
    In platforms focused on real estate loans, generally with fewer loans and greater amount of them compared to other marketplaces, the option of self-investing to manage our portfolio is not critical as critical, although in the case of Estateguru, it will help us do not miss out on new investment opportunities.
    • In platforms focused on real estate loans, generally with fewer loans and greater amount of them compared to other marketplaces, the option of self-investing to manage our portfolio is not critical as critical, although in the case of Estateguru, it will help us do not miss out on new investment opportunities.
    295 days ago
  • canythould43
    One of Estateguru's strengths is that its average LTV is only 59% , which is downright good (even loans with 70% LTV - 75% can be considered relatively safe). The LTV (Loan to value or “relationship between loan and mortgaged value”) is the key parameter of the loan that indicates the relationship between the amount of the loan requested by the borrower and the value of the mortgaged asset offered as collateral or guarantee .
    295 days ago
  • canythould43
    canythould43 added a new photo
    In Estateguru we can invest in two ways: manual and automatic (Autoinvest). Manual investment is the most common method on this platform: we will observe the available projects, analyze the parameters of the investment in the property and decide the amount to invest from 50 euros.
    • In Estateguru we can invest in two ways: manual and automatic (Autoinvest). Manual investment is the most common method on this platform: we will observe the available projects, analyze the parameters of the investment in the property and decide the amount to invest from 50 euros.
    295 days ago
  • canythould43
    Estateguru already has more than 20,000 investors from almost 50 different countries, with a turnover of more than 100 million euros borrowed and historical profitability exceeding 12% ...
    295 days ago
  • canythould43
    This particularity that all loans have a real estate guarantee makes it a much safer investment model than other crowdlending equivalents , since if the loan fails, the property presented is sold as collateral to repay the credit and interests.
    295 days ago
  • canythould43
    canythould43 added a new photo
    Estateguru is a European global marketplace in which solvent companies come to request financing by providing real estate (apartments, villas, housing developments, plots ...) as a mortgage guarantee .
    • Estateguru is a European global marketplace in which solvent companies come to request financing by providing real estate (apartments, villas, housing developments, plots ...) as a mortgage guarantee .
    295 days ago
  • canythould43
    Estateguru is a platform based in Estonia that has been very strong in 2020, being a pan-European leader in loans with real estate collateral . A real asset to consider in our crowdlending and P2P investment portfolios!
    295 days ago