DEBITUM NETWORK Review: Peer to Peer Lending

DEBITUM NETWORK is a lending ecosystem that connects small businesses, investors and service providers - risk assessors, insurers, debt collectors. The platform is decentralized as information and services are provided by independent and professional 3rd parties.

Founded: 2018

Origin: Latvia

Buyback guarantee: Yes

Secondary Market: No

Autoinvest: Yes

Minimum investment: 10 EUR

Members
  • canythould43
  • erint77
  • himeed49
  • p2pinvestor
  • runted
Recent Group Photos
https://www.globalp2plending.com/images/groupphotos/98/585/thumb_a6752c2d287269e391756faf.png
DEBITUM NETWORK Review: Peer to Peer Lending
  • canythould43
    Already invested in Debitum Network? If so, share your impressions below. Are you happy with Debitum Network? Have you encountered an issue that ot ...
    11 days ago
  • canythould43
    canythould43 added a new video
    What is Debitum Network? 00:00
    What is Debitum Network? Borderless small business financing. Earn secured 8-12% on wide variety of business loans. Sign up & Invest today! https://debitum.network
    21 days ago
  • canythould43
    Some operations in Debitum have a Buyback Guarantee, and some do not. Transactions with Buyback generally have a lower gross return than transactions without Buyback, so it is something to take into account when opting exclusively for loans with Buyback.
    21 days ago
  • canythould43
    At the moment Debitum Network does NOT have a secondary market, but since the vast majority of its operations are planned in the short term, it is not a priority functionality either. The liquidity of our capital will be acceptable due to the rapid maturity of most loans.
    21 days ago
  • canythould43
    canythould43 added a new photo
    Since December 2018, Debitum Network has a very easy to configure Autoinvert, similar to other European crowdlending platforms.
    • Since December 2018, Debitum Network has a very easy to configure Autoinvert, similar to other European crowdlending platforms.
    21 days ago
  • canythould43
    We can manually invest in any of the operations from 10 euros per loan or choose one of the 3 strategies that appear at the top of the screen (CONSERVATIVE, MODERATE or AGGRESSIVE) that will distribute the available capital among all the operations that meet the predefined criteria.
    21 days ago
  • canythould43
    canythould43 added a new photo
    Debitum Network is a marketplace of loans in the fund very similar to other platforms such as Mintos, Grupeer, Viainvest, etc. In the ASSET LIST tab we will see a list of operations to invest (mainly crowdfactoring and loans to P2B companies).
    • Debitum Network is a marketplace of loans in the fund very similar to other platforms such as Mintos, Grupeer, Viainvest, etc. In the ASSET LIST tab we will see a list of operations to invest (mainly crowdfactoring and loans to P2B companies).
    21 days ago
  • canythould43
    canythould43 added a new photo
    The registration is open to citizens of any nationality.
    • The registration is open to citizens of any nationality.
    21 days ago
  • canythould43
    canythould43 added a new photo
    Debitum Network acts as a marketplace for factoring and P2B loans for credit institutions such as Debifo, Monify or Credital , originators from Lithuania and Latvia that we have seen in some other marketplaces such as Mintos.

    The main attraction and differentiation of its proposal is its specialization in short-term assets and its commitment to safer investment options such as invoices.
    • Debitum Network acts as a marketplace for factoring and P2B loans for credit institutions such as Debifo, Monify or Credital , originators from Lithuania and Latvia that we have seen in some other marketplaces such as Mintos.<br /><br />The main attraction and differentiation of its proposal is its specialization in short-term assets and its commitment to safer investment options such as invoices.
    21 days ago
  • canythould43
    The loans on Debitum Network platform are secured by a buyback guarantee. As of today, there were 2.5% bad loans on Debitum Network. And that did not affect returns for investors, as all the bad loans were bought back.
    35 days ago
  • canythould43
    At any given time there are about 30 assets to invest.
    Annual interest rates are within the range of 10-15%.
    Industries that dominate are: Logistics, Manufacturing, Wholesale and Services.
    Maturity terms from a few weeks to half a year.
    Guarantee. Typically: invoices, personal (from owners), company (another company issues a guarantee).
    Loan amounts vary from 4000 to 50 000 Euros.
    Amounts for investment are flexible (10 Eur is the minimum).
    Portfolio types: conservative, moderate, aggressive
    35 days ago
  • canythould43
    Each asset has a guarantee and you can get a description about it when you press "View" and then "Borrower and under Asset details". You will find what kind of guarantee is offered.
    Regarding investing in Euros. If you invest Euros, you earn interest in Euros. And you do not have to buy DEB tokens in order to invest in Euros.
    35 days ago
  • canythould43
    canythould43 added a new photo
    Debitum Network strives to function as a platform that offers financing for small businesses without borders, and is set to use a powerful and dynamic tool, like a block system, to ensure security and distribution of investments in the SME environment.
    • Debitum Network strives to function as a platform that offers financing for small businesses without borders, and is set to use a powerful and dynamic tool, like a block system, to ensure security and distribution of investments in the SME environment.
    360 days ago