As an investor, if you have cash that you wish to invest you have a number of options, including savings accounts, bonds or riskier investments like stock markets or complicated derivatives. More on that you can see on Globe Funder but here, let's focus on P2P investments.

Transparency is something that the financial service sector has long been lacking. In fact, peer-to-peer lending rose to prominence on the back of a loud public call for more transparency and less corporate greed. Traditional P2P marketplace lending has transparency at its core.