Bondora Review: Peer to Peer Lending
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par canythould43 . Modifié: Il y a 4 ans


Bondora was established in 2009 (post financial crisis) and has been one of the faster growing crowdlending platforms. With currently 288.000 customers (borrowers) and approaching 35.000 investors (lenders), it has issued over €123mio in loans.
If you are looking for returns at above 9%, which is their current annual average and would like to try P2P crowdlending, Bondora is a good choice.
Portfolio Pro lets you set up a more customized investing profile, in regards to countries, ratings and loan durations. But still it is very straighforward, once you have selected your investing profile, you simply click “Start investing”.
With portfolio manager you set a desired risk tolerance on a sliding bar and tick off your bid sizes (loan sizes) under settings. Bondora then automatically invest your funds immediately.
Portfolio Pro lets you set up a more customized investing profile, in regards to countries, ratings and loan durations. But still it is very straighforward, once you have selected your investing profile, you simply click “Start investing”.
Go & Grow is much like a high interest savings account, as you just deposit money into the account and Bondora invests the money in a portfolio which gives you a flat rate return of 6,75%. You can withdraw the money anytime you want (€1 withdrawal fee) which is very convenient, compared to the less liquid way of buying and selling loans.
One of the features within Bondora is the tab called “Cashflow” which shows you the planned interest payments in a graph and table. This way you can monitor your planned and actual interest payments, giving you an idea of how much you make each month. It also lets you set a time interval, giving you insights into future earnings and principal repayments.
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