SPLENDIT Review: Peer to Peer Lending

SPLENDIT is a Switzerland’s internet platform for the financing of education. They connect students who need money with people seeking sustainable investments.

The portal is open for swiss investors.

Founded: 2014

Origin: Switzerland

Buyback guarantee: No

Secondary Market: No

Autoinvest: No

Minimum investment: 1/20 of the total loan amount

Members
  • canythould43
Recent Group Photos
https://www.globalp2plending.com/images/groupphotos/142/621/thumb_9667144495f098a050af8b26.png
Videos
  • Splendit Film - eng01:52
SPLENDIT Review: Peer to Peer Lending
  • canythould43
    canythould43 added a new photo
    The company was founded by two bankers, Florian Kübler who is the head of Structured Products Sales at ZKB and Michel Lalive d’Epinay who is Head Cross Products Compliance at UBS.
    • The company was founded by two bankers, Florian Kübler who is the head of Structured Products Sales at ZKB and Michel Lalive d’Epinay who is Head Cross Products Compliance at UBS.
    139 days ago
  • canythould43
    The Swiss Financial Market Supervisor Authority FINMA ruled that one person may receive financing from a maximum of 20 individuals. Therefore, the minimum investment amount is 1/20 of the total loan amount.
    139 days ago
  • canythould43
    The interest rate is set in an auction by the bids of the investors for which the student set a maximum interest rate for the auction. A bid with a lower interest wins - at identical interest rates the bid placed earlier wins. You should therefore place your bid early in an auction.
    139 days ago
  • canythould43
    Already invested in Splendit? If so, share your impressions below. Are you happy with Splendit Have you encountered an issue that other investors s ...
    139 days ago
  • canythould43
    canythould43 added a new photo
    Interest rates are negotiated in the auction: the more convincing the dossier is, the more likely an investor will invest in the loan at a lesser interest rate.

    Students pay interests from the beginning, but repayments happen only after the end of their studies. Investors pay a 2% fee off the amount invested, while students pay CHF 10 per month as their loan runs.
    • Interest rates are negotiated in the auction: the more convincing the dossier is, the more likely an investor will invest in the loan at a lesser interest rate.<br /><br />Students pay interests from the beginning, but repayments happen only after the end of their studies. Investors pay a 2% fee off the amount invested, while students pay CHF 10 per month as their loan runs.
    139 days ago
  • canythould43
    Launched in November 2014, the platform connects students with private investors and allows the former to raise a significant amount of money in a crowdfunding manner, while enabling the latter to make sustainable investments with a fair and competitive return.
    139 days ago
  • canythould43
    canythould43 added a new video
    Splendit Film - eng 01:52
    Splendit Film - eng splend!t is a young start-up enterprise which offers a P2P plattform where students who can not afford their education can find private investors who ...
    139 days ago