Peer lending is where you lend money to businesses or individuals in return for interest. Today’s lenders has a variety of choices for peer to peer lending investment. With so many choices available, the market has become much more competitive.
The most important rule that you should follow on P2P Lending regardless of your investment profile is to ensure you have sufficient diversification within your investment portfolio, platforms, and geography.
This strategy will provide you more stable returns on your investment and lower your exposure to the risks associated with platform and any individual borrower defaulting on their loan.
Below is a table comparing most important features across peer to peer lending sites for UK, USA and Europe. Choose your preferred one and vote!
Here are some popular blog posts for investors:
P2P Lending - How to Earn up to 12% Annual Return
Here are some other blogs you should include in your repertoire
Here are some important places to get info and interact with other investors.
For a more in depth look at the world of peer to peer lending. Here's a list of recommended reading - all available through Amazon!
Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking
The End of Banking: Money, Credit and The Digital Revolution
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