by canythould43 . Updated: 3 years

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Interest rates are negotiated in the auction: the more convincing the dossier is, the more likely an investor will invest in the loan at a lesser interest rate.<br /><br />Students pay interests from the beginning, but repayments happen only after the end of their studies. Investors pay a 2% fee off the amount invested, while students pay CHF 10 per month as their loan runs.
The company was founded by two bankers, Florian Kübler who is the head of Structured Products Sales at ZKB and Michel Lalive d’Epinay who is Head Cross Products Compliance at UBS.