International Peer to Peer Lending Sites

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Peer to Peer Lending for International Investors

Peer-to-peer lending is a contemporary name for an old practice. People (peer lenders) lending funds directly to family, friends, and acquaintances. The modern p2p website utilizes the internet to introduce borrowers and lenders investing in p2p loans worldwide.

The concept behind p2p lending international sites is that borrowers pay lower rates of interest while investors get the best p2p lending rates by simply cutting out intermediaries. When using peer-to-peer lending platforms, you eliminate banks from the equation.

This is one of the investment precincts that has grown in the financial crisis. Due to its versatility and best rates, the peer to peer lending business has surprisingly improved and proved to be a viable investment.

Why invest through a p2p lending platform?

P2P Lending is interesting because it is a fixed-income asset that is not available via other channels. Fixed-income assets mean that the terms of the investment are fixed. The duration of your investment could be 1 years for example and it is agreed before you make the investment.

The interest rate or return you should be making is also fixed and it is agreed in the loan contract that you basically sign with the borrower and it could be 8 to 10%. Then also the payment dates are fixed.

One thing that is very common is to have monthly repayments. Every month the borrower will pay an annuity payment that comprises of interest and principal, and over the term of the loan, the loan would be fully repaid including the interests.

International peer to peer lending sites

Nowadays P2P lending is experiencing robust growth. In this article, we would want to offer details on the best p2p lending sites open to international investors. The minimum investment in most p2p lending platforms listed below is 10 Eur. It's worth a try. You will learn along the way !

Legal Anti-Money-Laundering Law requires the platforms to verify identities of investors. In those trustworthy loan sites that are detailed below, you are qualified to invest if:

  • You've at least 18 years of age
  • You have a document to verify your identity. E.g. Utility expense, Legitimate passport or tax certificate ...
  • You have a bank account.

Here are the best p2p lending sites for investors


PeerBerry joins the P2P platforms in the European market. Investors can set the user interface in English and German, Peerberry is one of the easiest P2P platforms to use.

The main product is short-term loans from Eastern Europe with a maturity of 30 to 60 days. Investors never tie up their money for more than two months. This is not always possible with many other P2P platforms.

Many investors are skeptical when it comes to financing short-term consumer loans. The platform is aware of this and offers a buyback guarantee on almost all investments. This should be activated as soon as the payments for your loan are more than 60 days late. The lender buys back your investment in this case.

Who can invest in PeerBerry ?

PeerBerry is open to investors in the Europe, US, UK and several other countries.


Mintos has the peer to peer lending best rates. Mintos is one of the best peer to peer lending and the biggest p2p platform. At Mintos, Latvia. Both institutional and retail investors can invest in fractions of loans.

Mintos Loan Originators

Currently, they serve small-company loans, private loans that are unsecured, secured auto loans, and home mortgages. The minimum investment in one loan is EUR 10.

They have plenty of loans to invest, and they also make it possible for just about any individual to select exactly what it desires. Since it brings together investors and loan originators like Capitalia, Mogo loans and Debifo among others. Mintos harbors some substantial distinctions to other peer to peer platforms!

Who can invest in Mintos ?

Both individuals and entities can invest through Mintos. Individual investors must be at least 18 years old, have a bank account, and have their identity successfully verified by Mintos.

Mintos Registred Investors Overseas

Mintos accept money transfers from bank accounts or payment services in the European Economic Area and also in United States, Australia, Brazil, Republic of South Africa, Hong Kong, India, Japan, Canada, South Korea, Mexico, Singapore, Switzerland, and serveral other countries.

The complete list of international p2p lending sites

Other p2p investing sites which say they accept international investors in their Terms and Conditions are Rebuilding Society in the UK, Pret union in France, Bitcoin lending platform Bitbond in Germany and peer to peer lending club and websites like prosper in the US.

I think we'll see a growing number of lending companies names that allows any p2p lending international investor or borrower to use these platforms.

Related: Peer to Peer Lending Sites - Full List.

What is the actual return that you can expect from P2P lending

Obviously that can be a broad range because peer to peer lending sites and peer to peer companies covers a pretty broad set of different segments. You may invest in personal loans or payday loans at the beginning then you may invest in small business loans or larger business loans and it can even go to relisted loans.

Today peer to peer lending exist for quite a few years and there are international peer to peer lending sites that cover a lot of these different segments and they pay different interest rates which mean that the returns can be different.

The best p2p lending rates you can expect for international peer to peer lending sites are around 8% to 10%‎. When you compare that to what your bank would pay you on a fixed term deposit for example, in most of the cases this will be significantly more and this is what's make investing p2p loans such an attractive asset class.

Because it has a relatively better risk and return relationship than a lot of other similar assets. This is the reason why peer to peer lending is really exciting and why it's definitely worth spending time with it.

Related: How Much Do You Make With P2P lending?

Which online loan site is the best

So now that we have covered why it may be a good idea to invest in money lending websites and microlending websites we will come to how to craft a strategy because once you've decided to invest in this asset class you will also need to come up with a way of how to choose best p2p sites to invest in.

When you craft your peer-to-peer investment strategy, there are seven crucial points you should be thinking about and you should define before starting to invest. There are some importants points which may act as a key factor in deciding upon the peer to peer websites of your choice.

Related: How to Lend Through P2P Lending Platforms.

I’ve been teaching Economics for high school students, mostly focusing on personal finance. I also have a good basic understanding of economics from several economics classes during my university studies.


  • Guest
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  • Guest
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  • Guest
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  • Guest
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  • Guest
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  • Kara 21
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  • Kara 21
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    My email

  • Guest
    Capital Loan Home Tuesday, 25 August 2020

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  • Guest
    Umer Manzoor Tuesday, 25 August 2020

    Dear Sir, 

    This is Nasir Manzoor (Umer) from Karachi. Let me introduce myself briefly. My age is 43 years and I have done my B.A. successfully in 2003. The most interesting thing or fact that I have never ever done Jobs in my life, I've been doing my own small businesses or work since 2004. I sell Bridal Dresses online, Herbal Medicines, Small Gadgets, etc. 

    Yes, remotely working and researching for business or business development is my passion and my favorite work. In the past (2006) I worked for Damac Properties LLC UAE remotely as a Sales & Marketing Executive, some hard copies of paper agreements I still have. I still work for some Foreign Companies located in the USA named: ATViro Tech Inc. My working strategy is work from Home and Remotely on Commission Basis (25% on Net Profit). I've been working as an International Business Development Manager for ATViro Tech Inc. from 2007, whatever I Sell or bring successful Sales leads to the company, they pay me my Commission. For your reference please view the link below: 

    Besides this, I joined ShadowAir Ltd. Airborne ISR Solutions company in 2012 as a Marketing Executive, they gave me a chance to join them, after a probation period of 3 months I successfully promoted to the post of Vice President Business Development. I did my best for ShadowAir Ltd., made new contacts for them, and helped them to sign NDA's with other Geo-imaging Companies worldwide. For your reference, please view the link: 

    Rightnow I have my own Business of Pest Control & Fumigation Services. I just searched on google right now for several companies to apply for a part-time Job, where I can best fit myself easily. No matter if its a Software Company, Manufacturers, Industries, etc. For any further proofs or references, I have my invitation Letter as well from my Company ShadowAir Ltd. They invited me to Join the Training program in 2018, due to my own Business issues and situations, I was not able to move to the United States, even though I have applied for the Visa and got it, but unfortunately I can't join them. 

    I wish your company would give me a little training according to my qualification, skills and passion and let me work for the Company. I have my spare time 4 to 6 hours daily, which I can utilize for you as a Part-time Job. Can you suggest to me which post I can be best for your company? What Perks or Monthly package I can get from you? My request is only for a Part-time Job, if you will offer for the handsome Package then I can consider ;) Otherwise any lowest or small package will be accepted as well. 

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    Warm Regards, 
    Umer Manzoor
    V.P. Business Development

    ShadowAir LTD.
    Airborne ISR Solutions
    300 Center Street, Suite G-214
    Superior, CO 80027

    Cell / WhatsApp: +92-321-9238855

  • Guest
    Jakara forbes Sunday, 04 October 2020

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  • Guest
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Guest Sunday, 04 December 2022