International Peer to Peer Lending Sites

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Peer to Peer Lending for International Investors

Peer-to-peer lending is a contemporary name for an old practice. People (peer lenders) lending funds directly to family, friends, and acquaintances. The modern p2p website utilizes the internet to introduce borrowers and lenders investing in p2p loans worldwide.

The concept behind p2p lending international sites is that borrowers pay lower rates of interest while investors get the best p2p lending rates by simply cutting out intermediaries. When using peer-to-peer lending platforms, you eliminate banks from the equation.

This is one of the investment precincts that has grown in the financial crisis. Due to its versatility and best rates, the peer to peer lending business has surprisingly improved and proved to be a viable investment.

Why invest through a p2p lending platform?

P2P Lending is interesting because it is a fixed-income asset that is not available via other channels. Fixed-income assets mean that the terms of the investment are fixed. The duration of your investment could be 1 years for example and it is agreed before you make the investment.

The interest rate or return you should be making is also fixed and it is agreed in the loan contract that you basically sign with the borrower and it could be 8 to 10%. Then also the payment dates are fixed.

One thing that is very common is to have monthly repayments. Every month the borrower will pay an annuity payment that comprises of interest and principal, and over the term of the loan, the loan would be fully repaid including the interests.

International peer to peer lending sites

Nowadays P2P lending is experiencing robust growth. In this article, we would want to offer details on the best p2p lending sites open to international investors. The minimum investment in most p2p lending platforms listed below is 10 Eur. It's worth a try. You will learn along the way !

Legal Anti-Money-Laundering Law requires the platforms to verify identities of investors. In those trustworthy loan sites that are detailed below, you are qualified to invest if:

  • You've at least 18 years of age
  • You have a document to verify your identity. E.g. Utility expense, Legitimate passport or tax certificate ...
  • You have a bank account.

Here are the best p2p lending sites for investors


PeerBerry joins the P2P platforms in the European market. Investors can set the user interface in English and German, Peerberry is one of the easiest P2P platforms to use.

The main product is short-term loans from Eastern Europe with a maturity of 30 to 60 days. Investors never tie up their money for more than two months. This is not always possible with many other P2P platforms.

Many investors are skeptical when it comes to financing short-term consumer loans. The platform is aware of this and offers a buyback guarantee on almost all investments. This should be activated as soon as the payments for your loan are more than 60 days late. The lender buys back your investment in this case.

Who can invest in PeerBerry ?

PeerBerry is open to investors in the Europe, US, UK and several other countries.


Mintos has the peer to peer lending best rates. Mintos is one of the best peer to peer lending and the biggest p2p platform. At Mintos, Latvia. Both institutional and retail investors can invest in fractions of loans.

Mintos Loan Originators

Currently, they serve small-company loans, private loans that are unsecured, secured auto loans, and home mortgages. The minimum investment in one loan is EUR 10.

They have plenty of loans to invest, and they also make it possible for just about any individual to select exactly what it desires. Since it brings together investors and loan originators like Capitalia, Mogo loans and Debifo among others. Mintos harbors some substantial distinctions to other peer to peer platforms!

Who can invest in Mintos ?

Both individuals and entities can invest through Mintos. Individual investors must be at least 18 years old, have a bank account, and have their identity successfully verified by Mintos.

Mintos Registred Investors Overseas

Mintos accept money transfers from bank accounts or payment services in the European Economic Area and also in United States, Australia, Brazil, Republic of South Africa, Hong Kong, India, Japan, Canada, South Korea, Mexico, Singapore, Switzerland, and serveral other countries.

The complete list of international p2p lending sites

Other p2p investing sites which say they accept international investors in their Terms and Conditions are Rebuilding Society in the UK, Pret union in France, Bitcoin lending platform Bitbond in Germany and peer to peer lending club and websites like prosper in the US.

I think we'll see a growing number of lending companies names that allows any p2p lending international investor or borrower to use these platforms.

Related: Peer to Peer Lending Sites - Full List.

What is the actual return that you can expect from P2P lending

Obviously that can be a broad range because peer to peer lending sites and peer to peer companies covers a pretty broad set of different segments. You may invest in personal loans or payday loans at the beginning then you may invest in small business loans or larger business loans and it can even go to relisted loans.

Today peer to peer lending exist for quite a few years and there are international peer to peer lending sites that cover a lot of these different segments and they pay different interest rates which mean that the returns can be different.

The best p2p lending rates you can expect for international peer to peer lending sites are around 8% to 10%‎. When you compare that to what your bank would pay you on a fixed term deposit for example, in most of the cases this will be significantly more and this is what's make investing p2p loans such an attractive asset class.

Because it has a relatively better risk and return relationship than a lot of other similar assets. This is the reason why peer to peer lending is really exciting and why it's definitely worth spending time with it.

Related: How Much Do You Make With P2P lending?

Which online loan site is the best

So now that we have covered why it may be a good idea to invest in money lending websites and microlending websites we will come to how to craft a strategy because once you've decided to invest in this asset class you will also need to come up with a way of how to choose best p2p sites to invest in.

When you craft your peer-to-peer investment strategy, there are seven crucial points you should be thinking about and you should define before starting to invest. There are some importants points which may act as a key factor in deciding upon the peer to peer websites of your choice.

Related: How to Lend Through P2P Lending Platforms.

I’ve been teaching Economics for high school students, mostly focusing on personal finance. I also have a good basic understanding of economics from several economics classes during my university studies.


  • Guest
    Aidan Tuesday, 13 June 2017

    DoFinance has become the first European-based peer-to-peer lending platform to open a customer center in Indonesia.

    Reply Cancel
  • Guest
    heinz Thursday, 20 December 2018

    What P2P lending sites allow international investors to pay and get paid trough PayPal or credit cards?

  • Guest
    Ideleral Sunday, 23 December 2018

    Bandora allows you to invest and withdraw using Visa and MasterCard debit and credit cards.
    Mintos will add personal IBAN accounts and debit cards to its marketplace in the near future. The IBAN accounts will give investors the ability to make and receive payments worldwide.

  • Guest
    Bellinn Friday, 28 December 2018

    Is it possible to invest in P2P lending as a foreigner in Korea?

  • Guest
    ff Wednesday, 01 May 2019

    I have already invested through Mintos as an Korean

  • runted
    runted Saturday, 29 December 2018

    Mintos accept money transfers from Soutn Korea.

  • Wednesday, 20 February 2019

    How is your loan performance with PeerBerry? Mine is not good with almost all of my loans not being paid on time. I am not very worried since I have a really small balance in PeerBerry but long term I don't think this is good. You can read my review of PeerBerry you can read it here:

  • Guest
    Victoria Tegg Tuesday, 09 April 2019

    "Greetings! Very helpful advice in this particular post!
    It’s the little changes which will make the greatest changes.

    Thanks a lot for sharing!"
    "Greetings! Very helpful advice in this particular post!
    It’s the little changes which will make the greatest changes.

    Thanks a lot for sharing!"

  • Guest
    praise kalunga Wednesday, 10 April 2019

    Hi, very educative posting. I'm wondering how i can invest from Zambia-Africa??

  • Guest
    Corey Wednesday, 17 April 2019

    Hi i was wondering which of these are best or open to international borrowers?
    In australia the p2p sites seem to be basically for small business not so much for individuals

  • Guest
    Elham Salem Thursday, 18 April 2019

    I am from Saudi Arabia and I am wondering if there is any possible to I could get personal loan

    Thank you

  • canythould43
    canythould43 Saturday, 01 February 2020

    P2P lending Saudi Arabia:
    Raqamyah Platform is a peer to peer lending platform for retail and institutional investors. Raamyah is authorised and regulated by Saudi Arabian Monetary Agency (SAMA) under Regulatory Sandbox Environment.

  • Guest
    Rioan Monday, 13 May 2019

    I am from Indonesia. Is it possible for me to apply for a loan?
    Thank you.

  • Guest
    Ashlay Jones Thursday, 30 May 2019

    Amazing blog! Do you have any hints for aspiring writers?
    I’m hoping to start my own site soon but I’m a little lost
    on everything. Would you advise starting with a free platform like WordPress or go for a paid option? There are so many choices
    out there that I’m completely overwhelmed .. Any ideas? Thank you!
    Ashlay Jones

  • HonestFIRE
    HonestFIRE Saturday, 01 June 2019

    Hi, I've had a pleasure to interview Reinvest24 CEO and would like to share that with you.

  • Guest
    Liis Sunday, 21 July 2019

    Hello. My question is out of topic but can You help me and give me some advice who gives personal loan? I live in Estonia and can i get international loan from person to person? Without any platform just direct from person?

  • Guest
    Fausty Monday, 09 September 2019

    Hi folks, I want to know if there is any p2p platform where Africans can also borrow 1and invest?

  • Guest
    Gabriel Monday, 09 September 2019

    Any peer to peer international lending for Africans? Please, us know.

  • Guest
    Alicia Sunday, 15 September 2019

    If you are looking to invest your money (not borrow), then I recommend taking a look at the real estate investment platform Crowdestate. At the moment, it should be possible to use their platform in all African countries except Niger and Uganda.

    Before you decide whether you want to use their platform or not, I highly recommend checking out some of the pros and cons listed here:

  • Guest
    Sampson Ade Sunday, 06 October 2019

    Can I get a loan here, I am a Ghanaian young entrepreneur into real estate business

  • Guest
    Mason Friday, 25 October 2019

    Which P2P lending platforms in Europe accept American / USA investors?

  • canythould43
    canythould43 Saturday, 01 February 2020

    Peerberry accept us investors. More platforms here:

  • Guest
    Naziru Akim Tuesday, 24 December 2019

    I am from Uganda. Can I get a personal loan?

  • Guest
    Sampson Ade Tuesday, 24 December 2019

    I am a Ghanaian young real estate entrepreneur seeking partners

  • Guest
    Ruslan Sayhanov Saturday, 01 February 2020

    Уважаемые господа вы очень красиво и доходчиво описываете как кредитовать(инвестировать)но не пишите как можно получить кредит(инвестиции) считаю что вы однобоко осуществляете информацию о компании только о доходной части кредиторов(инвесторов) и своей компании.Считаю что было бы очень важно с вашей стороны если бы конкретно и доходчиво объясняли также получение кредита.

  • Guest
    Barend Monday, 17 February 2020

    Hi. I am from South Africa and need a loan. Can I apply here?

  • Guest
    Raheem Monday, 16 March 2020

    I am from Iraq can i get a business loan please?

  • Guest
    DONALD Monday, 24 August 2020

    Do you need a personal loan?
    Do you need a loan to pay bills/finance your business? Email: or
    Whats-app:+1 (201) -455-7718

  • Guest
    randdie Wednesday, 01 April 2020

    are you giving loan in taiwan?

  • Guest
    Raheem Thursday, 02 April 2020

    I am searching aboutloan indeed.
    Will you lend me please?

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Guest Tuesday, 29 November 2022